COLUMBUS, Ohio (AP) _ Ohioans saw their homeowners' and auto insurance rates increase last year, though they're still getting a good deal.
 
The state's Department of Insurance recently released the 2014 average rates for homeowners' and auto insurance.
 
The top 10 insurance companies doing business in Ohio boosted homeowners' rates by 4.3 percent last year, while the biggest auto insurers raised rates by 2.6 percent.
 
In both areas, the 10 insurers represent about 75 percent of Ohio's market.
 
The most recent figures from the National Association of Insurance Commissioners show Ohio's average homeowners' premium was $725, compared to the national average of $1,023. Drivers on average paid $635, compared to $815 nationally.
 
Material costs and weather can impact homeowners' rates. Changes in auto insurance rates can be associated with repair costs and weather-related claims.